Associates

Allen Hardwicke

Mr. Al Hardwicke, attended the College of San Mateo. He was first drawn to this career by the opportunity to run his own business and develop an ability to educate and help people protect assets and accumulate wealth. In the past, Al owned and operated a small independent newspaper and job fair company. He wants to focus his business on working closely with local business owners to improve and enhance benefit and retirement programs for their employers. Outside of work he volunteers in his local community in San Carlos, CA. He believes Activity and Attitude make all the difference.

Ashley Parham

Mr. Ashley Parham has been with the Menlo Park Office since March of 2008. Ashley attended the College of San Mateo, Saginaw Valley State, and Lake Forest College. Prior to joining Northerwestern Mutual Financial Network, Ashley was a teacher and had also worked in the sales and marketing branch of Biocentury Publications. He was attracted to this career because he wanted to be his own boss and be rewarded for him hard work. He is interested in athletics and traveling.

Christopher Charles

Mr. Chris Charles, joined the Menlo Park Office in July of 2008. He recently graduated from Sonoma State University with a degree in Finance. He was drawn to this career by the opportunity to be his own boss, interact with people on a daily basis and to help them secure a financial future. He knew this job would be challenging and aid in his personal and professional development. Outside of work, Chris enjoys attending sporting events and being with close friends. His advice for new representatives is to, Work hard, stay positive, buy into the Northwestern Mutual way and ask a lot of questions. Don't be afraid to fail, there will be ups and downs. Keep working hard and focus on accomplishing your goals.

Larry Christenson, MBA

Larry joined Northwestern Mutual in 1978. He was born and raised in Kansas City, Missouri. He graduated with B.S. in Civil Engineering from University of Missouri-Columbia and earned his M.B.A. in Finance from the University of Santa Clara. Currently, he resides on Palo Alto, CA with his family. Larry enjoys bicycling and fly fishing. He is a member of the Million Dollar Round Table( 28 years since 1979) and a winner of Northwestern Mutual Foundation Community Service Award for his devotion to the Boy Scouts of America.

Peter Miller

Peter is a Chartered Life Underwriter. He graduated from Harvard University with a B.A. in Economics. He was born in Massachusetts and grew up in Lynwood, CA. He currently resides in San Carlos, CA with his wife Patti and their two sons Timmy and Jay. Peter enjoys golfing, spending time with his family, and coaching baseball for the San Carlos Little League.

Philosophy: " To do what I say I will do, by when I say I will do it."

Rocio Mendoza Magana

Ms. Rocio Magana-Mendoza recently graduated from San Jose State University with a B.A. in Finance. She was an intern with the Menlo Park office during the spring and summer of 2008. She converted to a full time representative in November of 2008. She was attracted to this career by the vocation of doing the right thing for the clients and the financial strength of Northwestern Mutual. Prior to joining Northwestern Mutual Financial Network she worked in the banking industry.

Stephen Barrett

Tracy Goff

Ms. Tracy Goff, has been with the Northwestern Mutual San Francisco bay Area Group for over 7 years. She graduated from Florida State University and was first attracted to the career by the flexibility of setting her own schedule and having time to travel. Prior to joining Northwestern Mutual Financial Network, she taught overseas, was a college counselor and a manager of a restaurant. She prefers to focus on the defensive side of providing solutions with our insurance products, although recently she's gotten more into the offensive side and dealing with retirement and annuities. Outside of work, Tracy loves to travel, hike, swim, and hang out with her loved ones. Her advice for new reps is, Always stay motivated. Don't give up!"

Wade Pontius

wade.pontius@nmfn.com